The Payoff Challenge
Logo
Free Money Reset Guide
Free Debt Payoff Trackers
The Payoff Challenge
Logo
Caleb Bale
Caleb Bale

I make content aimed at helping families pay off debt and live free!

Week 35: $706 of Debt Paid Off!

Aug 31, 2026

•

3 min read

Week 35: $706 of Debt Paid Off!

And how to pay off debt through tutoring a subject you rock at

Caleb Bale
Caleb Bale
Week 34: $5414 of Debt Paid Off!

Aug 24, 2026

•

3 min read

Week 34: $5414 of Debt Paid Off!

Also cutting an expense that may free up a lot of cash

Caleb Bale
Caleb Bale
Week 33: $50K of Total Debt Paid Off!

Aug 17, 2026

•

3 min read

Week 33: $50K of Total Debt Paid Off!

Also how to make a little extra cash as a research subject

Caleb Bale
Caleb Bale
Week 32: $1232 of Debt Sliced Away

Aug 10, 2026

•

3 min read

Week 32: $1232 of Debt Sliced Away

Also how to make some side money more efficiently.

Caleb Bale
Caleb Bale
Week 31: I Launched a Budget App!

Aug 3, 2026

•

3 min read

Week 31: I Launched a Budget App!

Also $1680 was paid off this week!

Caleb Bale
Caleb Bale
Week 30: $650 of Debt Paid Off!

Jul 27, 2026

•

2 min read

Week 30: $650 of Debt Paid Off!

Plus how to motivate yourself in your debt-payoff journey by telling others

Caleb Bale
Caleb Bale
Week 29: $1200 of Debt Gone!

Jul 20, 2026

•

2 min read

Week 29: $1200 of Debt Gone!

Plus how to prepare for large annual expenses early

Caleb Bale
Caleb Bale
Week 28: A Hard No to $518 of Debt

Jul 13, 2026

•

2 min read

Week 28: A Hard No to $518 of Debt

Plus how to make extra payments without even thinking about it

Caleb Bale
Caleb Bale
Week 27: $200 Paid Off!

Jul 5, 2026

•

2 min read

Week 27: $200 Paid Off!

Plus how to spend less on your next shopping trip

Caleb Bale
Caleb Bale
Week 26: $569 of Debt Just Got Shredded

Jun 29, 2026

•

3 min read

Week 26: $569 of Debt Just Got Shredded

Plus how to save 40% - 50% on your next necessary purchase

Caleb Bale
Caleb Bale
Week 25: $40K of Total Debt Paid Off!

Jun 22, 2026

•

3 min read

Week 25: $40K of Total Debt Paid Off!

Plus how to guarantee you make extra payments every week

Caleb Bale
Caleb Bale
Week 24: $1015 of Debt Knocked Out Cold

Jun 15, 2026

•

3 min read

Week 24: $1015 of Debt Knocked Out Cold

Plus how to cut your grocery bill this week

Caleb Bale
Caleb Bale
Week 23: Uh Yeah, $580 of Debt is Gone for Good

Jun 8, 2026

•

2 min read

Week 23: Uh Yeah, $580 of Debt is Gone for Good

Plus a simple way to make $800 extra this month

Caleb Bale
Caleb Bale
Week 22: Bye Bye to $400 of Debt

Jun 1, 2026

•

3 min read

Week 22: Bye Bye to $400 of Debt

Plus cutting those pesky app subscriptions

Caleb Bale
Caleb Bale
Week 21: $600 of Debt Shredded

May 25, 2026

•

2 min read

Week 21: $600 of Debt Shredded

Plus one way to cut your shopping habit dramatically

Caleb Bale
Caleb Bale
Week 20 Already? $518 Debt Paid Off Total

May 18, 2026

•

3 min read

Week 20 Already? $518 Debt Paid Off Total

Plus what working one extra day per month can do for your debt payoff

Caleb Bale
Caleb Bale
Week 19: $1063 of Debt Just Got Cut Forever

May 11, 2026

•

3 min read

Week 19: $1063 of Debt Just Got Cut Forever

Plus is Ramsey's Credit Union account worth it?

Caleb Bale
Caleb Bale
Week 18: You Said Nooope to $823 of Debt

May 4, 2026

•

3 min read

Week 18: You Said Nooope to $823 of Debt

Plus how to save on your internet bill THIS MONTH

Caleb Bale
Caleb Bale
Week 17: $327 is still progress am I right?

Apr 27, 2026

•

3 min read

Week 17: $327 is still progress am I right?

Plus how to prepare for irregular expenses in the next 3 months

Caleb Bale
Caleb Bale
Week 16: $786 of Debt Gooooooone

Apr 20, 2026

•

3 min read

Week 16: $786 of Debt Gooooooone

Plus how to prepare for unpredictable expenses in the next 3 months

Caleb Bale
Caleb Bale
Week 15: Second Week In a Row Above $3k

Apr 13, 2026

•

5 min read

Week 15: Second Week In a Row Above $3k

Plus America nears $40 Trillion in national debt

Caleb Bale
Caleb Bale
Week 14: We Crossed $30k!

Apr 6, 2026

•

6 min read

Week 14: We Crossed $30k!

Plus check out how much everyone paid off in March

Caleb Bale
Caleb Bale
Week 13: $340 Down and One Way to Cut Spending This Week

Mar 30, 2026

•

5 min read

Week 13: $340 Down and One Way to Cut Spending This Week

Plus average household credit card debt is going up

Caleb Bale
Caleb Bale
Week 12: $1335 of Debt? Busted

Mar 23, 2026

•

6 min read

Week 12: $1335 of Debt? Busted

Plus new video about 2 ways to bump your paycheck by $300+

Caleb Bale
Caleb Bale
Week 11: Tax Refund Paid off Student Loans

Mar 16, 2026

•

9 min read

Week 11: Tax Refund Paid off Student Loans

Plus new video about a 5% cashback debit card

Caleb Bale
Caleb Bale
Load more
background

Navigation

Home

Subscribe

Recommendations

Upgrade

Authors

Tags

Quick Links

Sign Up

Login

Update Password

Reset Password

Search

© 2026 The Payoff Challenge Newsletter.
beehiivPowered by beehiiv